SHIV VAIBHAV NAGARI SAHAKARI PATPEDHI LTD.

SHIV VAIBHAV NAGARI SAHAKARI PATPEDHI LTD.SHIV VAIBHAV NAGARI SAHAKARI PATPEDHI LTD.SHIV VAIBHAV NAGARI SAHAKARI PATPEDHI LTD.
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SHIV VAIBHAV NAGARI SAHAKARI PATPEDHI LTD.

SHIV VAIBHAV NAGARI SAHAKARI PATPEDHI LTD.SHIV VAIBHAV NAGARI SAHAKARI PATPEDHI LTD.SHIV VAIBHAV NAGARI SAHAKARI PATPEDHI LTD.
  • Home
  • Our Services
  • Current Rates
  • Calculator
  • Contact us

Our Services

Deposits

Utility Bill Payments

Deposits

Savings Deposit

Daily Deposit

Recurring Deposit

Term Deposit

MIS Deposit

Lakhpati Deposit

Damduppat / Double Deposit

Balvikas Deposit

Find out more

Loans

Utility Bill Payments

Deposits

Personal Loan

Business Loan

Loan against Deposit Daily/Recurring/Fixed 

Gold Loan

Machinery Loan

Property Mortgage Loan 

Vehicle Loan

Find out more

Utility Bill Payments

Utility Bill Payments

Utility Bill Payments

MSEDCL Collection Centres

Find out more

Discover services tailored for you at Shiv Vaibhav.

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Deposits

Savings Deposit

 A basic savings account that allows members to deposit and withdraw money whenever needed, while earning interest on the balance. It offers safety, liquidity, and convenience for everyday financial needs. 

Daily Deposit

 A scheme designed for small savers who can set aside tiny amounts on a daily basis. These small savings gradually build up into a larger sum with interest, making it ideal for shopkeepers, traders, and self-employed individuals. 

Recurring Deposit (RD)

 A disciplined savings option where a fixed amount is deposited every month for a chosen period. On maturity, the depositor receives the accumulated amount with interest, making it perfect for planned future expenses like education, marriage, or asset purchase. 

Term Deposit (Fixed Deposit / FD)

 A lump sum investment placed for a fixed duration at a fixed interest rate. It offers higher returns than a regular savings account and ensures complete safety of funds, suitable for those seeking secure and guaranteed growth. 

MIS Deposit (Monthly Income Scheme)

A deposit where interest is paid out every month in advance (post dated cheques), while the principal remains invested until maturity. It provides steady, predictable income and is especially useful for retirees, homemakers, or anyone looking for regular cash flow. 

Lakhpati Deposit

A goal-based savings scheme where small amounts are deposited monthly. Over time, these savings grow into at least ₹1,00,000 (a “lakh”) or multiples of lakhs at maturity, helping members achieve financial milestones with ease. 

Damduppat / Double Deposit

 A long-term investment plan where the deposited amount doubles after a fixed tenure, usually 7–10 years depending on prevailing interest rates. It is best suited for those who want assured long-term growth without market risks. 

Balvikas Deposit

A children-focused savings scheme that helps parents or guardians build a secure fund for their child’s future. Regular deposits accumulate into a sizeable corpus for education, higher studies, etc.

Loans

Personal Loan

A multi-purpose loan designed to meet personal needs such as medical expenses, education, travel, or family functions. It is usually unsecured, quick to process, and offers flexible repayment options. 

Business Loan

A loan provided to support business requirements like working capital, inventory purchase, shop renovation, or expansion. It helps entrepreneurs and traders grow their business smoothly with convenient repayment terms. 

Loan against Deposit (Daily / Recurring / Fixed)

 A secured loan facility where funds are borrowed against existing deposits. Members can avail a loan without breaking their savings, while continuing to earn interest on the deposit. 

Gold Loan

A quick loan provided against pledged gold ornaments or coins. It offers instant funds at attractive rates, with the gold kept safe until repayment. 

Machinery Loan

A financing option for purchasing or upgrading machinery and equipment to improve business efficiency. It enables industries, manufacturers, and traders to modernize operations. 

Property Mortgage Loan

A secured loan where residential or commercial property is mortgaged to obtain funds. It is suitable for meeting large financial needs such as business expansion, education, or other major expenses. 

Vehicle Loan

A loan to purchase two-wheelers, cars, or commercial vehicles, available for both new and used vehicles. Flexible repayment options make it easier for members to own a vehicle without heavy upfront payments.

Utility Bill Payments

MSEDCL Collection Centre

To serve our members and the community, we operate authorized Maharashtra State Electricity Distribution Co. Ltd. (MSEDCL) bill collection centres at our Airoli and Badlapur branches. Customers pay their electricity bills quickly and securely with the assistance of our staff. 

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